Hello everyone

I am talking to USAA tomorrow morning about life insurance. Spouse and I are mid-forties with a three year old and a 15 month old that I would like to take care of should something happen to us.

I am not smart on this stuff (which is why we haven’t done anything yet) but I know the older we get the more expensive it is going to be.

I have insurance through work; my DH is currently out of work.

I am looking for advice, tips and questions for when I talk to USAA tomorrow.

Thanks so much.